Meet Our JO Team

Senior Associate, Amanda Zaluckyj hails from Michigan and is licensed to practice law in both Indiana and Michigan. She is a Grand Valley State University alumna and a Michigan State University College of Law graduate.

Amanda thinks it is important for people have to a trusted adviser who can offer the sound legal advice and zealous advocacy that everyone deserves. She brings that approach to all of her clients today. Her goal is to make sure her clients understand the process, understand their options, and have all the information necessary to make big decisions.

When she’s not working for her clients, Amanda enjoys spending time with her family, Mischa her dog, and getting lost in the latest historical fantasy novel. To get to know Amanda better visit: http://jonesobenchain.com/team-member/amanda-n-zaluckyj/

JO Knows Asset Protection Planning

You’ve accumulated some wealth. Or plan to. How do you keep potential creditors from taking it away? And when you leave it to your spouse, children, or grandchildren, how to do you protect it from attack by their potential creditors? Or their youthful bad judgment, misfortune, divorce, etc?

For you, there are limits on what can be done. Generally, you can’t continue to control your own assets and still keep them away from creditors. That means either giving it to someone else or putting it into one or more irrevocable Trusts.

Trusts are also the primary means of protecting assets intended for your heirs. But there are many variations on that theme, depending on a range of factors including the amount of money, the age and circumstances of the person, the nature and degree of risks to be avoided, and the limitations on how trust funds may be used.

Celebrate Mardi Gras!

Nowhere is fat Tuesday celebrated more fervently than on Bourbon Street in New Orleans. The day is marked by festivities, parades, and, of course, much food and drink. In New Orleans, one  tradition is to wear Mardi Gras beads and give them to others. The tradition requires that if a guy gives a girl some beads, she must do something for him in return….. this can be loads of fun! Got beads?

JO In Action

The attorneys and staff of Jones Obenchain prepared dinner on Wednesday, February 19th  for the families at the Ronald McDonald House. Ronald McDonald House provides a great service for families who have children in the hospital by providing a place for the family to stay while their ill child is the hospital. Our local Ronald McDonald House has a program allowing individuals, businesses or organizations to prepare dinner for the families in the Ronald McDonald House. RMH holds a special place in the hearts of several of the JO attorneys and staff as they were there for them when they had an ill child.

To learn the opportunity to be chef for a day or other volunteer opportunities available at the South Bend Ronald McDonald House visit:  https://rmhcmichiana.org/volunteer/

Filing Taxes For The First Time In 2020?

Many people will be filing federal taxes for the first time in 2020. If you’re one of them, and are looking for ways to save money on tax preparation, check out the IRS Free File. Free File means free tax preparation, free electronic filing, and free direct deposit, which is the fastest way to get a refund. To learn more about this option, and to see if you qualify to use it, visit: https://www.irs.gov/newsroom/taxpayers-filing-for-the-first-time-should-look-into-free-file

JO Knows Homeowners Associations

Condominiums have homeowners associations (HOAs). But so do subdivisions and other developments that aren’t condos. Most HOAs are created according to a recorded document that’s filed when the subdivision is created. It’s usually called something like restrictive covenants, a declaration of covenants and restrictions, or the like. Let’s just call them covenants.

-Some covenants give the HOA the power to assess dues, file liens for non-payment, and collect attorneys’ fees if necessary. Some do not.

-Most covenants make HOA membership mandatory and give the HOA power to enforce things like approval of building additions, restrictions on operating a business, above-ground pools, fence-height limits, and various other prohibitions the developer thought were good ideas.

-Some HOAs plow streets and cut lawns. Some do not.

-Most HOAs hold annual elections for new directors and prepare annual budgets.

All these things depend on what the covenants actually say. We’ve written a lot of them. If you are a developer, we’ll help you write yours. If you’re on an HOA board, we’ll help you do your job.

Happy Valentine’s Day!

We celebrate Valentine’s Day on February 14. Many people give cards, letters, candy, flowers, or presents to their spouse or significant other in celebration of romantic love. Common symbols of Valentine’s Day are hearts, red roses, and Cupid. Be Mine!

JO In Action – John Ford

Jones Obenchain partner John Ford and his wife Mary are avid golfers. They belong to Morris Park Country Club and can be found there most summer weekends. It was through their membership that they had the opportunity to work as volunteers on the 18th hole at the U.S. Senior Open held at the Warren Dunes course at Notre Dame last summer. John says of the experience: “They were long, hot days, but very much worth it for the chance to see so many great players up close. The organization of the event was pretty impressive.

JO Knows Business Management Consulting

This law firm has been representing local businesses for over a century. And we’ve learned a few things over the decades. Aside from legal knowledge and experience, we bring objectivity and a focus on problem solving to you. Chances are we’ve helped another client in the past with similar issues.

Problems with a customer or key employee? Issues with your bank? Deadlock in the boardroom? Looking for an exit strategy? Or a way to bring a son or daughter into a leadership position

Tell us about it.

Are You Part of the Gig Economy?

The “gig economy” refers to a workforce environment of short-term engagements, temporary contracts, and independent contracting. This may also be referred to as the on-demand, sharing, or access economy. Taxpayers who work in the gig economy need to understand how their work affects their taxes. Pre-Planning can help make sure gig-economy workers are prepared when tax time rolls around.

A tax tip from the IRS outlines the tax implications of gig economy income and provides options for the taxpayer. Visit: https://www.irs.gov/newsroom/gig-economy-work-can-affect-a-taxpayers-bottom-line to learn more.