JO Knows Asset Protection Planning

You’ve accumulated some wealth. Or plan to. How do you keep potential creditors from taking it away? And when you leave it to your spouse, children, or grandchildren, how do you protect it from attack by their potential creditors? Or from their youthful bad judgment, misfortune, divorce, etc.?

For you, there are limits on what can be done. Generally, you can’t continue to control your own assets and still keep them away from creditors. That means either giving it to someone else or putting it into one or more irrevocable Trusts.

Trusts are also the primary means of protecting assets intended for your heirs. But there are many variations on that theme, depending on a range of factors including the amount of money, the age and circumstances of the person, the nature and degree of risks to be avoided, and the limitations on how trust funds may be used. Call us for a consultation.

JO Knows Business Management Consulting

This law firm has been representing local businesses for over a century. And we’ve learned a few things over the years. Aside from legal knowledge and experience, we bring objectivity and a focus on problem solving to you. Chances are we’ve helped another client in the past with similar issues.

Problems with a customer or key employee? Issues with your bank? Deadlock in the boardroom? Looking for an exit strategy? Or a way to bring a son or daughter into a leadership position? We’re here to help.

Celebrate National Positive Thinking Day!

National Positive Thinking Day is celebrated each year on September 13th. There is power in positive thinking! Medical research confirms that a positive attitude can work wonders fighting disease and other ailments. This day is all about your attitude —if you make it a positive attitude—we are positive that your day will be great!


September 11th – Patriot Day

On September 11th, we remember the terrorist attacks of September 11, 2001. Many refer to this day as 9/11, when 2,977 people died in the attacks. President George W. Bush proclaimed September 11th Patriot Day in 2002. While many observe this day in their own way, some suggestions include flying US Flags at half-mast (at home and abroad), and observing a moment of silence at 8:46 a.m. (EST), the time the first plane struck the North Tower of the World Trade Center that grim day.

FLSA Regulations Ruled Invalid by Texas Court

On August 31, 2017, a Federal District Court in Texas ruled that the Department of Labor’s new overtime rules under the Fair Labor Standards Act are invalid. The Final Rule would have more than doubled the minimum salary necessary to satisfy the “executive, administrative or professional” overtime exemptions under the Fair Labor Standards Act.  Although it was set to go into effect December 1, 2016, an emergency injunction halted the enacting of the Final Rule until further proceedings. On August 31, the Court ruled that the Department had exceeded its authority by essentially eliminating the duties test in favor of a new salary-level test.

Because the Court’s order is a final ruling on the matter, the implementation of these rules is permanently enjoined nationwide. And employers don’t have to make any changes based on the August 31 ruling. The determination for whether an overtime exempt employee meets the requirement remains as it was pre-Final Rule and employees who meet the essential duties test and make at least $455.00 per week under the rule continue to be overtime exempt.  That means the existing overtime regulations—which were last updated in 2004—apply for now, including the $23,660 exempt salary threshold.


Meet Our JO Team

Jones Obenchain partner, John B. Ford, is a fourth-generation St. Joseph County attorney. Born and raised in South Bend, John attended John Adams High School and was an avid swimmer. John’s practice areas include general business, commercial and residential real estate, employment, construction, estate planning, and probate. Visit to get to know John better and to learn more about how he can help you.

Happy Labor Day Weekend!

The Labor Day holiday is celebrated on the first Monday in September. It commemorates the American labor movement and is dedicated to the social and economic achievements workers have earned. It is an annual national tribute to the contributions workers have made to the strength, prosperity, and well-being of their country. The attorneys and staff of Jones Obenchain wish you and your family a safe a wonderful holiday weekend. Relax and enjoy!


JO in Action: Jones Obenchain Receives Award for March Against Hunger

Today in Indianapolis, Jones Obenchain accepted an award from the Indiana Attorney General. Representing the firm at the awards luncheon today were associate attorneys Ashlie Collier and Alex Bowling. The firm won the small-firm category in the March Against Hunger. In the MAH, Indiana attorneys and the Indiana State Bar Association team up with the Office of the Indiana Attorney General and Feeding Indiana’s Hungry in a friendly food-drive competition. The drive runs March 1–31 each year to raise donations for Indiana’s 11 regional food banks. The competition is an opportunity for attorneys statewide to help put food on the tables of those struggling in our state. Donations collected by Jones Obenchain benefitted the Food Bank of Northern Indiana. 2017 was the 9th year for this event and JO has participated each year.

Avoid Unpleasant Surprises – Review Withholding Now!

While tax time may seem far away, it is never too early to review what you have withheld to avoid a surprise when tax time does roll around. We live in a busy world that is ever changing. During the course of a year, we may experience many changes in our own lives some of those change may have an effect on our tax status. The IRS has prepared a helpful list of things to think about as we review what we have withheld. Visit: to review that list.


JO Knows Professional Malpractice

Professional malpractice occurs when the accepted standard of care is not provided to a patient or client.

The consequences for the patient or client and his family can be devastating and long term. Providers of professional services have a responsibility to provide adequate and appropriate service. When a professional fails to provide appropriate care or services causing harm or injury, he may be held liable for his negligence.

Professional malpractice cases can be difficult to prove, so it is important to have legal assistance to assist you with gathering the evidence needed for your case.

We have experience in this area and can assist you with your professional malpractice claim.